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Business Checking Accounts

Your checking account is the basis of your daily cash management.  We know that different companies have different needs.  We offer an array of checking accounts- you’ll find one here that is just right for you.

Select a Product from below:

Rates

Regular Business Checking Account

F&M Bank’s Regular Business Checking Account is a great way for our business customers to maintain concise records of all expenditures and receipts.

  • It is ideal for companies that routinely write more than 100 checks per month
  • This account allows you to accrue earnings credit based on your balances to offset—or even avoid—monthly service and activity charges.
  • There is a $10 monthly fee and other activity charges, however this may be offset with your earnings credit

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Small Business Checking Account

When you have less than 100 transactions per month, you don’t need a complex checking account.  This simple account can help you manage your money while avoiding per item fees for individual services.

  • Available for Sole-Proprietorships and Partnerships, not Corporations
  • No Monthly Maintenance Fee With A Minimum Daily Balance of $10,000 or More
  • 100 Check Transactions per Month at No Charge, $.25 per Check in Excess of 100

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Business NOW Account

With the Business NOW Account, you will earn competitive interest that’s compounded monthly, plus principal and interest are available for withdrawal (after being credited) at any time with no penalty.

  • Available for Sole Proprietorships, Non-Profit Organizations and Public Funds
  • Earns Interest
  • No Monthly Maintenance Fee With A Minimum Daily Balance of $1,500 or More
  • Minimum Deposit of $1,500 to Open Account

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Business Prime Investment Checking Account (PIC)

Our Business Prime Investment Checking Account combines a full-featured checking account while providing you highly competitive interest earnings. 

  • Available for Sole Proprietorships, Non-Profit Organizations and Public Funds.
  • Earns Interest at Tiered Rates
  • No Monthly Maintenance Fee With A Minimum Daily Balance of $10,000 or More
  • Minimum Deposit of $10,000 to Open Account

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Business Money Market Account

F&M Bank’s Money Market Account provides you highly competitive interest earnings while allowing you to retain limited access to your funds through checking privileges.

  • Available for Sole Proprietorships, Non-Profit Organizations, Limited Liability Companies, Corporations, and Public Funds. 
  • Earns Interest at Tiered Rates
  • No Monthly Maintenance Fee With A Minimum Daily Balance of $2,500 or More
  • Minimum Deposit of $2,500 to Open Account
  • Up to 6 withdrawals per Month, $6 Service Charge Thereafter

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