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Mobile Banking

Our mobile app gives you fast access to your accounts when it is convenient for you! With our mobile app you can easily:

  • Check all of your account balances at once
  • View your most recent transactions
  • Make a one-time transfer between your accounts
  • Make a loan payment within accounts
  • Schedule a one-time or recurring bill payment
  • Find Branch & ATM Locations
  • Make Deposits

Download the app now in the App Store or Google Play.

Mobile Remote Deposit

With Mobile Remote Deposit you can deposit checks fast with the F&M Bank Mobile App. Just tap the deposits icon in our app to sign up for this service. Once approved, snap a photo of the front and bank of your endorsed check. It's fast, easy, and secure.

F&M EPay

EPay is now included in the same system as online banking instead of having two different log-ins. You can sign up for EPay from the online banking page instead of having to sign up in the bank. With the convenience of EPay you can: 

  • Easily and electronically pay bills online instead of sending your own personal paper check.
  • Schedule automatic payments
  • Receive Ebills instead of paper copies in the mail
  • Set up alerts for payment due, payment past due, and personal reminders

Text Banking

It is an easy way to get small bits of your account information quickly. Simply text one of our short codes listed below to 454545 and you will receive the information via text message. You can also set up notification messages to be sent out automatically on every Friday or when your balance drops to a certain amount.

  • BAL (primary account balance)                                                                   
  • BAL ALL (all account balances)
  • LAST (last 5 transactions on primary account)
  • BAL CHK (balances of all checking accounts)
  • BAL SAV (balances of all savings accounts)
  • TRANS $ (transfers funds to primary account)
  • STOP (un enroll from service)
  • HELP (send info on short codes, how to use)

Purchase Rewards

Turn your everyday purchases into cash. Activate the offers for cash back at the stores you like to shop at. Shop in these stores and redeem your offers by using your F&M MasterCard® Debit Card. Then enjoy cash deposited right into your account at the end of the next month. Log in to Online Banking to learn more