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Rate Sheet
Account Type Minimum Deposit To Open Account Rate Tier Interest Rate APY* Interest Rate Over 55 APY* Over 55
30 Day C.D. $1,000.00 -- 1.000% 1.000% 1.125% 1.130%
60 Day C.D. $1,000.00 -- 1.000% 1.000% 1.125% 1.130%
90 Day C.D. $1,000.00 -- 2.000% 2.020% 2.125% 2.140%
6 Month C.D. $1,000.00 -- 2.350% 2.370% 2.475% 2.500%
- - -- - - - -
1 Year C.D. $1,000.00 -- 2.500% 2.520% 2.625% 2.650%
- - -- - - - -
18 Month C.D. $1,000.00 -- 2.550% 2.570% 2.675% 2.700%
2 Year C.D. $1,000.00 -- 2.600% 2.630% 2.725% 2.750%
30 Month C.D. $1,000.00 -- 2.650% 2.680% 2.775% 2.800%
3 Year C.D. $1,000.00 -- 2.750% 2.780% 2.875% 2.910%
4 Year C.D. $1,000.00 -- 3.000% 3.030% 3.125% 3.160%
5 Year C.D. $1,000.00 -- 3.100% 3.140% 3.225% 3.260%
Money Market $1,000.00 $999.99 - $2,499.99 0.250% 0.250% -- --
$2,500.00 - $9,999.99 0.500% 0.500% -- --
$10,000.00 - $24,999.99 0.750% 0.750% -- --
$25,000.00 - $49,999.99 1.000% 1.000% -- --
$50,000.00 - $99,999.99 1.300% 1.310% -- --
$100,000.00 and above 1.500% 1.510% -- --
PIC $10,000.00 $0.00 - $9,999.99 0.500% 0.500% -- --
$10,000.00 and above 2.000% 2.020% -- --
NOW $1,500.00 0.500% 0.500% -- --
Savings Accounts $100.00 0.750% 0.750% -- --
Wall Street MM $50,000.00 $0.00 - $49999.99 0.000% 0.000% -- --
Wall Street MM $50,000.00 and above 2.000% 2.020% -- --
These rates are effective as of June 30, 2008.
*APY = Annual Percentage Yield
Rates are subject to change without notice.
Penalty may be imposed for early withdrawal.
Fees may reduce earnings.
Please call our customer service department at
(256)447-9041 for further information.

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