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Rate Sheet
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Account Type
|
Minimum Deposit To Open Account
|
Rate Tier
|
Interest Rate
|
APY*
|
Interest Rate Over 55
|
APY* Over 55
|
|
30 Day C.D.
|
$1,000.00
|
--
|
1.000%
|
1.000%
|
1.125%
|
1.130%
|
|
60 Day C.D.
|
$1,000.00
|
--
|
1.000%
|
1.000%
|
1.125%
|
1.130%
|
|
90 Day C.D.
|
$1,000.00
|
--
|
2.000%
|
2.020%
|
2.125%
|
2.140%
|
|
6 Month C.D.
|
$1,000.00
|
--
|
2.350%
|
2.370%
|
2.475%
|
2.500%
|
|
-
|
-
|
--
|
-
|
-
|
-
|
-
|
|
1 Year C.D.
|
$1,000.00
|
--
|
2.500%
|
2.520%
|
2.625%
|
2.650%
|
|
-
|
-
|
--
|
-
|
-
|
-
|
-
|
|
18 Month C.D.
|
$1,000.00
|
--
|
2.550%
|
2.570%
|
2.675%
|
2.700%
|
|
2 Year C.D.
|
$1,000.00
|
--
|
2.600%
|
2.630%
|
2.725%
|
2.750%
|
|
30 Month C.D.
|
$1,000.00
|
--
|
2.650%
|
2.680%
|
2.775%
|
2.800%
|
|
3 Year C.D.
|
$1,000.00
|
--
|
2.750%
|
2.780%
|
2.875%
|
2.910%
|
|
4 Year C.D.
|
$1,000.00
|
--
|
3.000%
|
3.030%
|
3.125%
|
3.160%
|
|
5 Year C.D.
|
$1,000.00
|
--
|
3.100%
|
3.140%
|
3.225%
|
3.260%
|
|
Money Market
|
$1,000.00
|
$999.99 - $2,499.99
|
0.250%
|
0.250%
|
--
|
--
|
|
|
|
$2,500.00 - $9,999.99
|
0.500%
|
0.500%
|
--
|
--
|
|
|
|
$10,000.00 - $24,999.99
|
0.750%
|
0.750%
|
--
|
--
|
|
|
|
$25,000.00 - $49,999.99
|
1.000%
|
1.000%
|
--
|
--
|
|
|
|
$50,000.00 - $99,999.99
|
1.300%
|
1.310%
|
--
|
--
|
|
|
|
$100,000.00 and above
|
1.500%
|
1.510%
|
--
|
--
|
|
PIC
|
$10,000.00
|
$0.00 - $9,999.99
|
0.500%
|
0.500%
|
--
|
--
|
|
|
|
$10,000.00 and above
|
2.000%
|
2.020%
|
--
|
--
|
|
NOW
|
$1,500.00
|
|
0.500%
|
0.500%
|
--
|
--
|
|
Savings Accounts
|
$100.00
|
|
0.750%
|
0.750%
|
--
|
--
|
|
Wall Street MM
|
$50,000.00
|
$0.00 - $49999.99
|
0.000%
|
0.000%
|
--
|
--
|
|
Wall Street MM
|
|
$50,000.00 and above
|
2.000%
|
2.020%
|
--
|
--
|
These rates are effective as of June 30, 2008.
*APY = Annual Percentage Yield
Rates are subject to change without notice.
Penalty may be imposed for early withdrawal.
Fees may reduce earnings.
Please call our customer service department at
(256)447-9041 for further information.
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